Everplans alternative
Everplans has you fill in your paperwork. Granite reads it.
On Everplans, your auto policy is one item: details you type in under a section, with the PDF attached. On Granite, you upload the policy and it comes back titled with the carrier and the car, the policy number, VIN and expiration date read off the page. What you type is a copy, and copies drift from the paper.
Best Everplans alternatives in 2026
The same papers in both, from the first upload to the year you stop paying.
| Feature | Granite | Everplans |
|---|---|---|
| What counts as one thing you store | One document: a PDF, a scanned page or a photo from your phone, up to 50 pages on Free and 200 on Paid | One item: a single ID, financial account, estate document or insurance policy, filled in under its section, with files attached |
| Paper that isn't scanned yet | Scan the pages with the camera in the Granite iPhone app, or share a PDF in from Files or Mail. Every page gets read | Scan every page into one PDF and attach it to the item, or take a photo in the Everplans iPhone app |
| Getting started and keeping score | Upload what you already have, a whole folder at once if you like. There are no sections to fill out first | An onboarding assessment, then suggested sections to fill out in tasks of five minutes or less. The Everplans Score, in beta, gives points for adding information and keeping it up to date |
| Where the details on the paper end up | Yesread off the page into the fields its document type declares, like a car title's title number and lienholder. A value that isn't on the page is marked “not confirmed” | In the item, as you enter them. The iPhone app can scan the details off an ID such as a driver's license, and Premium imports bank account names and account numbers (in full or the last four digits), without balances |
| Searching inside an attached file | Yesevery page, scans included, by its words or its meaning | Not listed in Everplans' help center (as of Nov 2026) |
| The free plan | 25 documents for the life of the account, and 1 GB. No card to sign up | 3 items: two passports and one insurance policy, say. A 4th means deleting one or upgrading |
| The paid plan | Paid, $99 a year: no cap on documents, 100 GB, vault sharing and more than one vault | Premium, $99.99 a year: unlimited items and Deputies (the people you name to see your plan), renewed every year |
| Who sees what | On Paid, everyone you invite sees the whole vault you share with them. Papers you'd rather keep to yourself go in a separate vault | Each item, set per Deputy to Share now (the default), Share after death or Do not share. Deputies come with Premium and sign up for their own Everplans account |
| When you stop paying | Your vault is kept but locked, and you can still export everything | You're back on the free plan. The help center says you can't add or edit items once you hit the 3-item limit; the iPhone release notes say free accounts can keep editing existing ones. Deputies you already added stay |
| Taking it all with you | A ZIP of the original files, for the whole vault or one collection, on any plan. It opens without Granite | A zip with your Everplan as one PDF and every attached file in its own folder |
Other Everplans alternatives
Six other places people keep IDs, policies and family papers, and what each one is built around.
Trustworthy
A family organizer that sorts what you add and can pull documents out of your email. Free covers one person and 2 GB, and Silver is $120 a year.
Microsoft OneDrive Personal Vault
A locked folder inside OneDrive that opens with a second check, like your face or a PIN. Without a Microsoft 365 Personal or Family plan it holds 3 files, and they don't show up in OneDrive search.
Prisidio
A vault for life essentials such as birth certificates, insurance policies and IDs. Starter is $45 a year.
Quicken LifeHub
IDs and policies in folders you set up, with Smart Add reading an ID's details from a photo. $23.88 a year.
FidSafe
Fidelity's free vault: up to 5 GB in folders you make, with files shared one at a time with contacts who have their own FidSafe account.
1Password Families
Passwords, cards and documents in private and shared vaults for 5 people. $71.88 a year, or $53.88 for a new customer's first year.
Why switch
What you get when the document is the record
Four places the difference shows up at home.
Room for your first real upload
Count what a household starts with: two passports, two driver's licenses, the car's title and registration, the auto policy. That's seven documents, and Everplans' free plan stops at 3 items. Granite Free holds 25, each one read and searchable, so you'll know whether Granite works for your paperwork before you pay anything.
Whoever opens the mail can add it
Say your spouse is a Deputy on your Everplan and the new car registration arrives. They can see what you've shared with them, but the only outside editor Everplans mentions is an advisor who set up the plan. So the registration waits for you. On Granite Paid, make your spouse a collaborator on the vault. They photograph the registration with the Granite iPhone app, and it's read and searchable for both of you.
Each car keeps its own papers
Upload the car title and Granite reads the VIN, then files the title with that car, next to its registration, insurance and service records. The car's page lists those four as its essentials and shows which ones you haven't added yet. Nobody picks a section or a folder.
The fine print is searchable too
An Everplans item holds what someone typed into it. The policy itself holds much more: the coverage on each car, the deductibles, the add-ons nobody thinks to copy over. Granite reads every page of what you upload, so a search for “rental reimbursement” opens your auto policy on the page that mentions it, years after anyone last looked.
FAQ
Everplans pricing, safety and switching FAQ
- How much does Everplans cost?
- Everplans Premium is $99.99 a year, billed once a year and renewed automatically. The pricing page doesn't offer a trial, and the Terms say all fees are “prepaid and nonrefundable.” If you sign up in the iPhone app, Apple handles the billing and any refund. Older reviews still quote $75 a year, which isn't the current price. Granite Paid is $99 a year, and Free is the trial.
- Is Everplans free?
- Yes, for 3 items. An item is one ID, one financial account, one estate document or one insurance policy. When you want to add another, you delete one or upgrade to Premium. Some reviews describe a 10-item free plan or 5 GB of storage, and Everplans' own pricing page lists neither. Granite Free holds 25 documents.
- How safe is Everplans?
- Everplans encrypts your plan and the files you upload with AES-256, using a key derived for each user, and runs a few fields through a one-way hash (HMAC) so they can be searched. Its security page says “Everplans administrators can never see the plan information that you fill out or any documents that you upload,” and it states HIPAA compliance and a SOC 2 Type II examination. Sign-in codes come by text or call, or from an authenticator app. Granite encrypts each file under its own key, along with the details it pulls out. Our servers decrypt your documents to read them.
- How does Everplans work?
- Everplans calls itself an app that helps you “organize and securely store all your vital documents and information in one place,” to share with the people who need it. You take an onboarding assessment, fill in items section by section with files attached, and on Premium add Deputies who see the items you share. Items you lock until after your death open once a Deputy reports it and a wait you chose has passed. Granite starts from the documents instead: you upload them, and Granite reads them.
- How hard is it to switch from Everplans?
- It's a download and a drag. Everplans' Terms let you export at any time, and its download is one zip with your Everplan as a PDF and every attachment in its own folder. Unzip it and drag the folders into Granite in your browser. Bring the Everplan PDF too: Granite reads it like any other PDF, so what you typed into your plan becomes searchable. There's no Everplans importer. Each file can be up to 50 MB, and a password-protected PDF opens once you enter its password.
Keep exploring
More on Granite
- Your family's paperwork has a bus factor of oneWhy a handoff has to live with the documents themselves, not in a copy of them.
- Granite for familiesHow a spouse gets into a shared vault, and how the family vault apps compare.
- Granite vs iCloudIf the family's scans are sitting in iCloud Drive instead.
- Granite vs OneDriveIf your IDs ended up in OneDrive's Personal Vault.
- Sharing a vaultViewer or collaborator, each person on their own Granite account.
- Separate vaultsThe household's papers in one vault, yours in another.
- What Granite encryptsWhich parts of your vault are encrypted, and why our servers read your documents.
- Granite's two plansWhat Free holds, and what Paid adds.
Keep the documents, not entries about them.
Upload the auto policy, both passports and the car title, then look at what Granite read off each one. Your first 25 documents cost nothing, and signing up takes no card. Paid is $99 a year.