Replace a document · Car title

How to replace a lost car title in Florida

Florida charges $77.75 for a printed duplicate title, more than any state but Oregon. Fill in Form HSMV 82101 and take or mail it to your county tax collector, or order online on FLHSMV’s MyDMV Portal. Need it today? Counties that offer fast title print it the same day, in person, for $10 more. If your title is electronic, there’s no duplicate to order: ask for a paper print instead.

Florida at a glance

How to replace a lost car title in Florida, as of November 5, 2026.
WhatFlorida
FormHSMV 82101, Application for Duplicate or Lost in Transit/Reassignment for a Motor Vehicle, Mobile Home or Vessel Title Certificate
Fee$75.25 for an electronic title or $77.75 for a printed paper title ($77.25 or $79.75 with one lien). Tax collector offices may add their own fees
How longThe state’s pages don’t say
Faster option“Fast title”, in counties that offer it, for $10 on top of the title fee ($85.25 total for a duplicate with no lien).
Ways to applyOnline, by mail or in person
Who can applyThe owner, the lienholder, a dealer, or someone with power of attorney.
IDProof of identity, like a driver license or ID card. Include a copy unless it’s a Florida license or ID card.
Loan on the carWith a lien on record, only the lienholder can apply. The title is mailed to the first lienholder unless it countersigns to have it sent to you.

Where Florida’s $77.75 fee sits among the 50 states and DC

State fee for a duplicate car title in the 50 states and DC: Under $10, 9; $10 to $19.99, 19; $20 to $39.99, 13; $40 to $59.99, 5; $60 or more, 5. Florida charges $77.75.

Number of states, by the lowest base fee each lists for a car, as of November 5, 2026. County and card fees not included. Chart: Granite.

Step by step

  1. Find the VIN and title number

    You don’t need the lost title to find the 17-character VIN: it’s on the lower left of the windshield and on your registration card, and it may be on your insurance card. The title number is printed on the title you lost, so look for a photo or copy of it. Form HSMV 82101 asks for: reason (lost, stolen, damaged); owner and co-owner names, emails, mailing address; who is applying (owner, lienholder, dealer); VIN; make, year, body, color; license plate number; Florida title number; vehicle usage/brands; lienholder details or "None"; odometer reading and status; signatures under penalty of perjury.
  2. Check for a loan on the car

    Still paying? Call your lender. Only the lender can apply, and Florida mails the duplicate to it unless the lender checks the box on the form and signs to send it to you. Electronic title and every lien paid off? Ask for a paper print on MyDMV Portal, by mail or at your county tax collector.
  3. Send it with the fee

    • Online: On FLHSMV’s MyDMV Portal, for Florida driver license and ID card holders.
    • By mail: Mail it to your county tax collector office.
    • In person: At your county tax collector office (motor vehicle service center) or a license plate agency.

Good to know in Florida

  • If a new title never reached you in the mail, the duplicate is free once 20 days have passed since it was processed, as long as you apply within 180 days of issue. Before 20 days, or after 180, you pay the full fee.
  • If your address doesn’t match DMV records, bring proof of address, like a driver license, utility bill, lease or insurance policy.
  • If the title is damaged, hand it in with the application.

Title from another state?

Apply to the state that issued it. Find yours on the lost car title page for every state, or go straight to Alabama, California, Illinois, Michigan, Missouri, New York, Texas, Washington or Wisconsin.

FAQ

Replacing a title in Florida: common questions

Can I print my title online in Florida?
No. You can’t print a Florida title at home, and you can’t pick up an online order at an office. With a Florida driver license or ID card, you can order the duplicate on MyDMV Portal and it comes by mail. Electronic title with no lien? The portal converts it to paper for $4.50, and it usually arrives in 3 to 4 weeks.
How long does a duplicate title take in Florida?
Florida gives no mailing time, so don’t count on the mail if you have a deadline. Go in person to a county tax collector that offers fast title, and it’s printed the same day. Not every county offers it, so check yours first.
Can I sell my car in Florida without the title?
No. A Florida sale is legal only once you transfer the title to the buyer, so get the duplicate first, or do both in one visit: check “duplicate with transfer” on Form HSMV 82101 and come in with the buyer, both with photo ID. Still owe on the car? You can’t sell it privately until the lien is paid off. Electronic title? You and the buyer go to a service center together for a secure reassignment.

When the new title comes, keep a copy you can find

Add the new title to Granite. It reads the VIN, title number and lienholder and files the title with that car’s registration and insurance. Lose the paper again and those numbers are one search away. Your first 25 documents are free.