Replace a document · Car title

How to replace a lost car title in Missouri

Missouri charges $17.50 to replace a lost title: an $8.50 title fee plus a $9 processing fee. Fill in Form 108, mark Duplicate and sign it in front of a notary. A license office notarizes for $2. Turn it in at any license office or mail it to the Department of Revenue in Jefferson City. There’s no online option.

Missouri at a glance

How to replace a lost car title in Missouri, as of November 5, 2026.
WhatMissouri
Form108, Application for Missouri Title and License (mark the DUPLICATE box)
Fee$17.50 ($8.50 title fee plus $9 processing fee)
How longAbout 4 to 6 weeks for a mail-in application
Faster optionNone listed
Ways to applyBy mail or in person
Who can applyThe owner. So can an agent with a regular power of attorney, a licensed dealer with the owner’s power of attorney, or a lender recorded as “Mail To.”
IDThe state’s pages don’t say
Loan on the carThe duplicate is mailed to you. A recorded lien stays printed on it unless you include a notarized lien release (Form 4809).

Where Missouri’s $17.50 fee sits among the 50 states and DC

State fee for a duplicate car title in the 50 states and DC: Under $10, 9; $10 to $19.99, 19; $20 to $39.99, 13; $40 to $59.99, 5; $60 or more, 5. Missouri charges $17.50.

Number of states, by the lowest base fee each lists for a car, as of November 5, 2026. County and card fees not included. Chart: Granite.

Step by step

  1. Find the VIN

    You don’t need the lost title to find the 17-character VIN: it’s on the lower left of the windshield and on your registration card, and it may be on your insurance card. Form 108 asks for: owner legal name; physical street address (no PO box); county; phone; driver license number or FEIN; year; make; VIN; body style; mileage; lienholder and mail-to address; reason (lost, stolen, mutilated, never received); notarized signature.
  2. Check for a loan on the car

    Paid off the loan? Get a notarized lien release (Form 4809) from the lender and send it with Form 108. Without it, the lender stays printed on the duplicate. Still paying? Fill in the lender’s name and address on the form. The duplicate still comes to you unless you check “Mail to Lienholder.”
  3. Fill in Form 108

    The form is the Application for Missouri Title and License (mark the DUPLICATE box). Notary: Yes. A notary must watch you sign and fill in the notary box in the “Duplicate Title Only” section of Form 108.
  4. Send it with the fee

Good to know in Missouri

  • The owner section of the application needs a Missouri address.
  • If you can’t get Form 108 notarized, send a notarized General Affidavit (Form 768) explaining why you need the duplicate.
  • If the title is damaged, send it in with the application.

Title from another state?

Apply to the state that issued it. Find yours on the lost car title page for every state, or go straight to Alabama, California, Florida, Illinois, Michigan, New York, Texas, Washington or Wisconsin.

FAQ

Replacing a title in Missouri: common questions

How long does it take to get a lost title in Missouri?
Plan on 4 to 6 weeks, the Department of Revenue’s average for a mail-in application. Missouri mails the title, so you won’t walk out of a license office with it. If you applied four or more weeks ago, check on it with the department’s online status inquiry.
Can I sell my car in Missouri without the title?
No. Missouri says the sale isn’t valid without a properly assigned title, so get the duplicate first and sign that one over, with the odometer reading and date of sale. Don’t use white-out or erase anything on it. Then report the sale to the Department of Revenue within 30 days on a Notice of Sale (Form 5049) or Bill of Sale (Form 1957).
Can you get a title in Missouri with just a bill of sale?
No. Missouri says a buyer without a properly assigned title has no clear legal right to the car, so ask the seller to apply for the duplicate and sign it over to you. If that’s not possible, a bonded title is the narrow way out: the car must be at least seven years old, worth $3,000 or less, and have no Missouri title record or one that’s incomplete or conflicting. You also need a vehicle examination (Form 551) and a surety bond for twice the car’s value.

When the new title comes, keep a copy you can find

Add the new title to Granite. It reads the VIN, title number and lienholder and files the title with that car’s registration and insurance. Lose the paper again and those numbers are one search away. Your first 25 documents are free.