Replace a document · Car title

How to replace a lost car title in Michigan

Order a duplicate Michigan title online from the Secretary of State for $15, and it comes by mail in about 14 days. Need it today? Any Secretary of State office issues an instant title for $20, as long as the owner comes in person, not an agent. Applying by mail is only for owners who live out of state.

Michigan at a glance

How to replace a lost car title in Michigan, as of November 5, 2026.
WhatMichigan
FormTR-11L, Application for Michigan Vehicle Title (duplicate title application); out-of-state residents use the Out-of-State Resident Duplicate Title Application (ISS-TITLE)
Fee$15, or $20 for a same-day instant title
How longAbout 14 days by mail
Faster optionYou can get an instant title the same day at any Secretary of State office for $20 total. The owner has to come in person, not an agent, and it isn’t offered online.
Ways to applyOnline, by mail or in person
Who can applyAny owner on the title can apply, and only one owner needs to sign. So can an agent you name on an Appointment of Agent form, such as a dealer taking your car in trade.
IDYour driver’s license or state ID (a photocopy if you apply by mail from out of state)
Loan on the carIf there’s a loan on the car, you have no paper title to replace. Once you pay it off, the lender releases the lien and the paper title is mailed to you automatically. To clear an old paper lien on a duplicate, include the lender’s signed termination statement (plus $1 on the out-of-state form).

Where Michigan’s $15 fee sits among the 50 states and DC

State fee for a duplicate car title in the 50 states and DC: Under $10, 9; $10 to $19.99, 19; $20 to $39.99, 13; $40 to $59.99, 5; $60 or more, 5. Michigan charges $15.

Number of states, by the lowest base fee each lists for a car, as of November 5, 2026. County and card fees not included. Chart: Granite.

Step by step

  1. Find the VIN

    You don’t need the lost title to find the 17-character VIN: it’s on the lower left of the windshield and on your registration card, and it may be on your insurance card. Form TR-11L asks for: vehicle owner name, phone and email; Michigan address and out-of-state address; photocopy of driver's license or state ID; vehicle year, make and plate number; VIN; reason: lost, stolen or mutilated; lien termination statement if removing a lien; applicant signature; card payment details.
  2. Check for a loan on the car

    Check Title or Liens under Ownership Account in your Secretary of State online account first. If the title is electronic, there’s no paper title to replace: when you pay off the loan, confirm your mailing address with the lender, and the paper title comes by mail once it releases the lien. If a lender is on a paper title, the duplicate goes to the lender. Paid that loan off? Include the lender’s signed termination statement to remove the lien.
  3. Fill in Form TR-11L

  4. Send it with the fee

    • Online: Request a Duplicate Title in SOS Online Services, with your driver’s license or ID and date of birth.
    • By mail: Only if you’re a Michigan resident living out of state or a former resident. Mail or fax the Out-of-State Resident Duplicate Title Application to Michigan Department of State, Internal Services Section, 7064 Crowner Drive, Lansing, MI 48918.
    • In person: Any Secretary of State office (schedule a visit); self-service stations don’t replace titles.

Good to know in Michigan

  • If the title hasn’t arrived in 60 days, call 888-767-6424.
  • Out-of-state mail or fax requests take about 5 business days to process. Fax requests have to pay by card.

Title from another state?

Apply to the state that issued it. Find yours on the lost car title page for every state, or go straight to Alabama, California, Florida, Illinois, Missouri, New York, Texas, Washington or Wisconsin.

FAQ

Replacing a title in Michigan: common questions

Can I get a duplicate title the same day in Michigan?
Yes, at any Secretary of State office. Bring your driver’s license or ID and the VIN. If two people own the car, only one of them has to go.
Can I sell my car in Michigan without the title?
Get the duplicate first. The buyer needs the title you sign over: they carry it to drive the car home, and the car stays in your name until they turn it in at the Secretary of State. Go with them to an office if you can. If you can’t, keep a copy of the front and back of the signed title for at least 18 months.
I bought a car and lost the title before it was in my name. What now?
Ask the seller to apply for a duplicate and sign it over to you again. If you can’t reach them, you need a court order awarding you the car, or a surety bond for twice its fair market value. A Michigan-titled car at least 10 years old and worth $2,500 or less can use Form TR-205 Self-Certification of Ownership instead.

When the new title comes, keep a copy you can find

Add the new title to Granite. It reads the VIN, title number and lienholder and files the title with that car’s registration and insurance. Lose the paper again and those numbers are one search away. Your first 25 documents are free.